Life is full of ups and downs. Sometimes one is financially well and other times one is in dire need of money to cater for their needs. Financial needs are inevitable, and when they arise, people will go to so many extents just to satisfy their needs. Some will result to loans and they will have to repay these loans later with some interests, though not everybody will opt for this because some of us do not have means of repaying back such loans. That is why we result to the government for financial support when we are faced with some financial situations and we do not have a means of repaying a loan since government benefits are issued out for free. In as much as an expectant mother will save for her new arrival for instance, the needs of the child are so many and she may not be able to meet all of them. That is why she may need Maternity Benefit to supplement her savings in order to prepare well for the coming child and to take care of her needs as well. The maternity benefits are issued out freely considering that not every mother will be able to repay back such money since after the child is born, their financial needs will continue going up and they may not be able to save much. Although the mother will be receiving some job benefits that she could also save and cater for some of these needs, the maternity benefits are still fundamental because they will cater for a larger share of the mother’s needs as well. Its good to note that as long as one is expecting a child, she may qualify to receive these benefits, irrespective of her earnings.